Fast Food Restaurants:
Fine Dining Restaurants:
Our Restaurant Insurance programs cover Spoilage, Accounts Receivable, Contractors Equipment, Damage to Premises, Debris Removal, Electronic Data, Employee Dishonesty, Aquarium Coverage, Claim Data Expense, Fine Arts, and Wine and Liquor Collection.
If you are looking for an experienced Denton Insurance Agency that understands Restaurant Insurance, please give us a call at 940-220-6112.
- There is no cooking fueled by mesquite, charcoal, or hardwood
- The restaurant does not exceed a seating capacity of 150 or an area of 7,500 sq. ft.
- There is no table service
- The only alcohol served is beer and wine, and those sales should not make up more than one quarter of total sales
- There is no bar or cocktail lounge
- Catering should not make up more than one tenth of total sales
- There are no seasonal operations
- The restaurant must contain an automatic fire extinguishing system for cooking equipment
Fine Dining Restaurants:
- The restaurant must not exceed a seating capacity of 150 or a floor area of 7,500 sq. ft.
- Alcohol sales must not exceed half of total sales
- Catering must not exceed 15 percent of all sales
- There are no seasonal operations
- There is an automatic fire extinguishing system for all cooking equipment
- There is no dancing permitted
- There is no live entertainment provided by the establishment
- There are no "happy hours"
- Bar operations are only offered to customers who are in the restaurant and are either seated or waiting to be seated
- There is a maitre d' to supervise wait staff and to manage customer turnover
- There is a chef to oversee kitchen operations
- The average entree price exceeds 25 dollars
Our Restaurant Insurance programs cover Spoilage, Accounts Receivable, Contractors Equipment, Damage to Premises, Debris Removal, Electronic Data, Employee Dishonesty, Aquarium Coverage, Claim Data Expense, Fine Arts, and Wine and Liquor Collection.
If you are looking for an experienced Denton Insurance Agency that understands Restaurant Insurance, please give us a call at 940-220-6112.
Call us today at 940-220-6112 to find out how our Denton Business Insurance Agency can help you protect your Denton Business!